Industries

Civil Contractors

Under this sector, PACE Insurance provides this product cover for Commercial Motor, Mobile Plant & Equipment and Public & Products Liability all conveniently packaged under one policy specifically tailored for the Civil Contractors Industry. The product has been developed to be suitable for both small operators and larger contractors operating in the industry.

Insurance Advisernet Australia has had this facility in place for over 5 years and the product is Underwritten 100% by Allianz Australia Insurance Limited and targets the following occupations:

• Earthmoving Contactors
• Site Preparation Service
• Excavation Services
• Concreting Services
• Construction Services
• Basically, if it digs, PACE Insurance will consider it

Key Benefits of the policy include:

Dry Hire

Provides cover whilst being hired out to other parties without an operator, provided the client policy holder has identified the vehicle/machine on Dry Hire.

No Co-Insurance Clause

Most motor policies will penalise policy holders in the event of a claim if the client vehicle or machine is underinsured. PACE Insurance can arrange a policy that does not contain this penalty.

No Radius Restrictions

This policy does not have an exclusion if the client vehicle or machine is outside its normal operating area.

Guarantee & Warranty

Guarantees materials and workmanship on repairs 'Authorised' for as long as the policy holder owns or leases the vehicle.

Recovery Costs

If a client's machines become immobilised and are undamaged (ie. Bogged), the policy will cover the costs of recovering such equipment up to a maximum of $20,000.

Hired In Equipment

Automatically covers Hired in Plant that a client is legally responsible to insure for up to $100,000 for the period of 30 days.